{"id":2518,"date":"2026-10-09T17:32:18","date_gmt":"2026-10-09T22:32:18","guid":{"rendered":"https:\/\/hepacom.org\/ayudas-y-subsidios-del-estado-en-colombia\/"},"modified":"2026-10-09T17:35:42","modified_gmt":"2026-10-09T22:35:42","slug":"ayudas-y-subsidios-del-estado-en-colombia","status":"publish","type":"post","link":"https:\/\/hepacom.org\/en\/ayudas-y-subsidios-del-estado-en-colombia\/","title":{"rendered":"Government aid and subsidies in Colombia: a guide for your family"},"content":{"rendered":"<p>Cada mes acompa\u00f1amos a familias que saben que el Estado tiene apoyos para ellas, pero se pierden en el laberinto: nombres que cambian, requisitos que no entienden, p\u00e1ginas que parecen oficiales y no lo son. Si est\u00e1s en esas, respir\u00e1: lo que mucha gente busca como \u00abayudas del gobierno\u00bb tiene nombre, due\u00f1o y un canal oficial. Ac\u00e1 te ordenamos, en un solo lugar, las principales <strong>State aid and subsidies in Colombia<\/strong> for vulnerable families, with a clear map of where to start and who serves each one.<\/p>\n<p><strong>The idea is simple:<\/strong> Almost everything starts with the Sisb\u00e9n (your classification determines your eligibility), from there you can access cash transfers (Citizen Income, VAT Refund, Colombia Mayor, Youth Income) and housing assistance. Finally, there&#039;s what matters most: learning how to protect yourself from scams and knowing what to do if you&#039;re rejected. Each section below links to a detailed guide, verified with official sources.<\/p>\n<p>\u00daltima actualizaci\u00f3n: octubre de 2026.<\/p>\n<figure class=\"hc-inimg\"><img decoding=\"async\" class=\"lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-src=\"https:\/\/hepacom.org\/wp-content\/uploads\/webp\/picsart-03-03-04-50-40.webp\" alt=\"State aid and subsidies in Colombia: families supported by Hepacom\" loading=\"lazy\" width=\"760\" height=\"430\"><noscript><img decoding=\"async\" class=\"lazyload lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-src=\"https:\/\/hepacom.org\/wp-content\/uploads\/webp\/picsart-03-03-04-50-40.webp\" alt=\"State aid and subsidies in Colombia: families supported by Hepacom\" loading=\"lazy\" width=\"760\" height=\"430\"><noscript><img decoding=\"async\" class=\"lazyload lazyload\" src=\"https:\/\/hepacom.org\/wp-content\/uploads\/webp\/picsart-03-03-04-50-40.webp\" alt=\"State aid and subsidies in Colombia: families supported by Hepacom\" loading=\"lazy\" width=\"760\" height=\"430\"><\/noscript><\/noscript><figcaption>We organized state aid so that no family loses what is rightfully theirs.<\/figcaption><\/figure>\n<h2>\u00bfQu\u00e9 ayudas del gobierno hay en Colombia?<\/h2>\n<p>La respuesta corta: las ayudas del gobierno para las familias se reparten en cinco frentes. Transferencias de dinero de Prosperidad Social, apoyos de vivienda de Minvivienda y las cajas de compensaci\u00f3n, salud gratis por el r\u00e9gimen subsidiado, ahorro para la vejez con BEPS y prioridades para grupos protegidos. Casi todo pasa por tu clasificaci\u00f3n en el Sisb\u00e9n, que hoy se est\u00e1 integrando al RUI.<\/p>\n<p>Armamos la tabla de abajo a partir de lo que necesita tu casa, porque as\u00ed llegan las familias a preguntarnos: nadie arranca diciendo \u00abquiero Renta Ciudadana\u00bb, arranca diciendo \u00abno me alcanza\u00bb. Cada ayuda de la tabla enlaza a una gu\u00eda nuestra, revisada con la fuente oficial cuando la escribimos.<\/p>\n<table class=\"hepacom-infogain-table\">\n<thead>\n<tr>\n<th>Qu\u00e9 necesita tu hogar<\/th>\n<th>Ayuda del gobierno<\/th>\n<th>Qui\u00e9n la maneja<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Saber en qu\u00e9 grupo qued\u00f3 tu hogar<\/td>\n<td><a href=\"\/en\/consulta-del-rui\/\">Sisb\u00e9n IV y Registro Universal de Ingresos (RUI)<\/a><\/td>\n<td>DNP<\/td>\n<\/tr>\n<tr>\n<td>Un ingreso para el hogar con ni\u00f1os o personas a cargo<\/td>\n<td><a href=\"\/en\/requisitos-renta-ciudadana\/\">Citizen&#039;s Income<\/a><\/td>\n<td>Social Prosperity<\/td>\n<\/tr>\n<tr>\n<td>Una persona mayor sin pensi\u00f3n<\/td>\n<td><a href=\"\/en\/subsidio-del-adulto-mayor\/\">Colombia Mayor y apoyos de las alcald\u00edas<\/a><\/td>\n<td>Prosperidad Social y alcald\u00edas<\/td>\n<\/tr>\n<tr>\n<td>Ahorrar para la vejez sin haber cotizado a pensi\u00f3n<\/td>\n<td><a href=\"\/en\/beps-de-colpensiones\/\">BEPS<\/a><\/td>\n<td>Colpensiones<\/td>\n<\/tr>\n<tr>\n<td>Una persona con discapacidad en la familia<\/td>\n<td><a href=\"\/en\/certificado-de-discapacidad\/\">Certificado de discapacidad, que abre la puerta a otros beneficios<\/a><\/td>\n<td>Secretar\u00eda de salud del municipio<\/td>\n<\/tr>\n<tr>\n<td>Un joven que estudia<\/td>\n<td><a href=\"\/en\/jovenes-en-accion-renta-joven\/\">Youth Income (formerly Youth in Action)<\/a><\/td>\n<td>Social Prosperity<\/td>\n<\/tr>\n<tr>\n<td>Una mam\u00e1 que sostiene sola la casa<\/td>\n<td><a href=\"\/en\/ayudas-para-madres-cabeza-de-hogar\/\">Prioridad dentro de programas que ya existen, sobre todo en vivienda<\/a><\/td>\n<td>Varias entidades, seg\u00fan el programa<\/td>\n<\/tr>\n<tr>\n<td>La comida de todos los d\u00edas<\/td>\n<td><a href=\"\/en\/comedores-comunitarios\/\">Comedores comunitarios<\/a><\/td>\n<td>Alcald\u00edas (en Bogot\u00e1, Integraci\u00f3n Social)<\/td>\n<\/tr>\n<tr>\n<td>Ir al m\u00e9dico sin poder cotizar<\/td>\n<td><a href=\"\/en\/regimen-subsidiado-de-salud\/\">R\u00e9gimen subsidiado de salud<\/a><\/td>\n<td>Una EPS del r\u00e9gimen subsidiado<\/td>\n<\/tr>\n<tr>\n<td>Comprar vivienda o pagar el arriendo<\/td>\n<td><a href=\"\/en\/subsidios-de-vivienda-colombia\/\">Subsidios de vivienda y de arrendamiento<\/a><\/td>\n<td>Minvivienda y cajas de compensaci\u00f3n<\/td>\n<\/tr>\n<tr>\n<td>Una familia v\u00edctima del conflicto armado<\/td>\n<td><a href=\"\/en\/subsidios-de-vivienda-para-victimas-del-conflicto-armado\/\">Prioridad en los programas de vivienda del Estado<\/a><\/td>\n<td>Programas de vivienda del Estado<\/td>\n<\/tr>\n<tr>\n<td>La factura del gas<\/td>\n<td><a href=\"\/en\/subsidio-de-gas\/\">Subsidio por estrato, que se descuenta solo en el recibo<\/a><\/td>\n<td>Tu empresa de gas<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p class=\"hepacom-table-caption\"><em>\u00cdndice de gu\u00edas de Hepacom, octubre de 2026. Los montos no van ac\u00e1 porque cambian: qui\u00e9n recibe, cu\u00e1nto y cu\u00e1ndo lo define cada entidad oficial.<\/em><\/p>\n<h2>Where do you start? The Sisb\u00e9n is the gateway.<\/h2>\n<p>Before applying for any subsidy, the first thing you need to know is your Sisb\u00e9n IV classification, because almost all programs use it to decide who gets in. There&#039;s no longer a &quot;score&quot; from 0 to 100: today the system places you in a group (A, B, C, or D). Start by understanding yours:<\/p>\n<ul>\n<li><a href=\"\/en\/puntaje-del-sisben\/\">The Sisb\u00e9n score no longer exists: how groups A, B, C and D work<\/a><\/li>\n<li><a href=\"\/en\/grupos-del-sisben-para-subsidios\/\">Which Sisb\u00e9n group do you need for each subsidy?<\/a> (the master table)<\/li>\n<li><a href=\"\/en\/como-actualizar-la-encuesta-del-sisben\/\">How to update the Sisb\u00e9n survey step by step<\/a><\/li>\n<li><a href=\"\/en\/como-subir-de-grupo-en-el-sisben\/\">How to legally move up a group in the Sisb\u00e9n system (without scams)<\/a><\/li>\n<li><a href=\"\/en\/consulta-del-rui\/\">Consulta del RUI<\/a>: el Registro Universal de Ingresos que el DNP est\u00e1 integrando con el Sisb\u00e9n, y qu\u00e9 pasa con tus ayudas cuando termine la transici\u00f3n.<\/li>\n<\/ul>\n<p>With your clear group and your data up to date, you can now see what you are entitled to from the following.<\/p>\n<h2>What money transfers does the State provide?<\/h2>\n<p>These are the financial aid programs that reach the most vulnerable households on a cyclical basis. These are the main programs and who each one is for:<\/p>\n<ul>\n<li><a href=\"\/en\/requisitos-renta-ciudadana\/\">Citizen&#039;s Income<\/a>The central program for impoverished households with children or dependents. It does not have open enrollment: the State targets beneficiaries using the Sisb\u00e9n system.<\/li>\n<li><a href=\"\/en\/familias-en-accion-renta-ciudadana\/\">What happened to Families in Action?<\/a>It was renamed Citizen&#039;s Income. If you were looking for the old name, this is your guide.<\/li>\n<li><a href=\"\/en\/devolucion-del-iva-beneficiarios\/\">VAT refund<\/a>It offsets part of the VAT paid by households in extreme poverty. There is no registration; it is selected automatically.<\/li>\n<li><a href=\"\/en\/requisitos-de-colombia-mayor\/\">Greater Colombia<\/a>: support for elderly people without pensions and with low incomes.<\/li>\n<li><a href=\"\/en\/subsidio-del-adulto-mayor\/\">Subsidio del adulto mayor<\/a>: el mapa de los apoyos para personas mayores (Colombia Mayor, programas de las alcald\u00edas, auxilio funerario) y c\u00f3mo consultar si tu familiar ya est\u00e1.<\/li>\n<li><a href=\"\/en\/jovenes-en-accion-renta-joven\/\">Youth in Action, now Youth Income<\/a>: for young people studying higher education or further training.<\/li>\n<li><a href=\"\/en\/que-paso-con-ingreso-solidario\/\">What happened to Ingreso Solidario?<\/a>It was during the pandemic, it has already closed; their families were directed to Citizen&#039;s Income.<\/li>\n<\/ul>\n<h2>\u00bfQu\u00e9 ayudas hay para la vejez, la discapacidad y las mam\u00e1s cabeza de hogar?<\/h2>\n<p>Son preguntas que nos llegan casi todas las semanas, y en todas pasa algo parecido: la ayuda existe, pero pocas veces es un pago mensual que llega solo.<\/p>\n<ul>\n<li><a href=\"\/en\/beps-de-colpensiones\/\">BEPS de Colpensiones<\/a>: para quien nunca pudo cotizar a pensi\u00f3n. Ahorr\u00e1s lo que puedas, cuando puedas, y el Estado le suma un subsidio a lo que guardaste.<\/li>\n<li><a href=\"\/en\/certificado-de-discapacidad\/\">Certificado de discapacidad<\/a>: por s\u00ed solo no es un subsidio, pero abre la puerta a varios beneficios. El tr\u00e1mite empieza en la secretar\u00eda de salud del municipio, no en la EPS, y es gratis.<\/li>\n<li><a href=\"\/en\/ayudas-para-madres-cabeza-de-hogar\/\">Ayudas para madres cabeza de hogar<\/a>: la ley les da prioridad dentro de programas que ya est\u00e1n en marcha, sobre todo en vivienda. El \u00absubsidio para madres solteras\u00bb que circula por WhatsApp no aparece en ninguna entidad.<\/li>\n<li><a href=\"\/en\/comedores-comunitarios\/\">Comedores comunitarios<\/a>: un plato caliente al mediod\u00eda para personas en pobreza o en riesgo de pasar hambre.<\/li>\n<\/ul>\n<p>Si en tu casa hay una persona mayor y otra con discapacidad, revis\u00e1 las dos rutas por separado. Una no reemplaza a la otra.<\/p>\n<h2>And what about housing support?<\/h2>\n<p>This is the heart of our mission as a foundation. The State and compensation funds offer support for buying or renting, although the situation changes every year:<\/p>\n<ul>\n<li><a href=\"\/en\/requisitos-de-mi-casa-ya\/\">Requirements of Mi Casa Ya<\/a>: the subsidy for the down payment of new housing (and the actual state of the program in 2026).<\/li>\n<li><a href=\"\/en\/subsidio-de-arrendamiento\/\">Rental subsidy<\/a>Monthly help to pay your rent while you save for your home.<\/li>\n<li><a href=\"\/en\/subsidios-de-vivienda-para-victimas-del-conflicto-armado\/\">Subsidios de vivienda para v\u00edctimas del conflicto armado<\/a>: la Ley 1448 de 2011 les da prioridad y acceso preferente en los programas de vivienda del Estado. La casa no llega sola por estar inscrito; esa prioridad hay que pedirla.<\/li>\n<\/ul>\n<h2>How do I know when I get paid?<\/h2>\n<p>None of these programs pay on a fixed day of the month: they work in cycles, and each cycle opens a window of several days. To avoid missing your date or falling for rumors, check this out:<\/p>\n<ul>\n<li><a href=\"\/en\/calendario-de-pagos-de-subsidios\/\">Subsidy payment schedule: how and when it is paid<\/a><\/li>\n<\/ul>\n<h2>What do I do if I&#039;m rejected or someone tries to scam me?<\/h2>\n<p>This is the part that matters most to us, because this is where families lose money or lose the aid they were entitled to. Two guides worth reading even if you don&#039;t need them right now:<\/p>\n<ul>\n<li><a href=\"\/en\/por-que-me-rechazaron-un-subsidio\/\">Why was my grant application rejected and how to appeal<\/a> (with right of petition, free of charge and within 15 business days).<\/li>\n<li><a href=\"\/en\/estafas-con-subsidios\/\">How to identify scams involving government subsidies<\/a> and not lose your money or your data.<\/li>\n<\/ul>\n<p>The golden rule against scams is simple: the State never charges for giving you a subsidy, and official websites end in . <strong>.gov.co<\/strong>. If someone asks you for money or your password to &quot;activate&quot; a payment, it&#039;s a lie.<\/p>\n<h2>How Hepacom accompanies you<\/h2>\n<p>At the Hechos Para la Comunidad Foundation, we work for the right to decent housing, and we know that this path almost always begins here: a family that understands what assistance they are entitled to and how to access it has a clearer mind to think about their future. We don&#039;t distribute government subsidies or replace official agencies; what we do is organize the information, explain it clearly, and support you so you don&#039;t fall for scams.<\/p>\n<p>Government assistance eases the monthly burden; decent housing changes a life. That&#039;s why we connect each of these guides to our mission. If you&#039;d like our guidance, write to us at <a href=\"\/en\/contactanos\/\">our contact page<\/a> or to the email donations@hepacom.org, and if this purpose moves you, find out how <a href=\"\/en\/\">support the foundation<\/a> or read more guides in the <a href=\"\/en\/blog\/\">blog<\/a>.<\/p>\n<blockquote>\n<p>Information guide. Each procedure is handled by the official entity. Always verify through the official channel. Hepacom does not charge for registration or process payments.<\/p>\n<\/blockquote>\n<p><!-- hepacom-infogain --><\/p>\n<h2>Quick comparison of the main state aid programs<\/h2>\n<p>Before applying, it&#039;s a good idea to find out what type of household each program targets and what the common requirement is. This table is a general guide; the conditions, available slots, and amounts change every year, so always check with the official sources (Prosperidad Social, Minvivienda, and Sisb\u00e9n) before starting any application process.<\/p>\n<table class=\"hepacom-infogain-table\">\n<thead>\n<tr>\n<th>Program<\/th>\n<th>Who does it usually apply to?<\/th>\n<th>Key requirement<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Cash transfers (Social Prosperity)<\/td>\n<td>Households in poverty with children, elderly people or vulnerable heads of household<\/td>\n<td>Being in the lowest Sisb\u00e9n groups and in the targeting bases<\/td>\n<\/tr>\n<tr>\n<td>Housing subsidies (Ministry of Housing)<\/td>\n<td>Families without their own homes who are looking to buy or rent<\/td>\n<td>Not being a property owner and meeting the required Sisb\u00e9n group<\/td>\n<\/tr>\n<tr>\n<td>Support for older adults<\/td>\n<td>Elderly people without a pension and with low incomes<\/td>\n<td>Minimum age and classification in the Sisb\u00e9n<\/td>\n<\/tr>\n<tr>\n<td>Educational support \/ young people<\/td>\n<td>Students or young people from vulnerable households<\/td>\n<td>Current enrollment and registration in the program database<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p class=\"hepacom-table-caption\"><em>This is a general guide. The criteria, amounts, and quotas are defined by each official entity and may change.<\/em><\/p>\n<h3>Common mistakes when seeking state aid<\/h3>\n<ul>\n<li><strong>Pay a manager to include you:<\/strong> Registration for official programs is free; no one with real authority charges you to enroll.<\/li>\n<li><strong>Believing that being in the Sisb\u00e9n system means you receive everything:<\/strong> The Sisb\u00e9n is the entry point, but each program has its own selection process and quotas.<\/li>\n<li><strong>Use WhatsApp messages or unofficial websites as your guide:<\/strong> Always confirm through the channels of Prosperidad Social, Minvivienda or Sisb\u00e9n.<\/li>\n<\/ul>\n<h2>Frequently asked questions about government aid and subsidies in Colombia<\/h2>\n<h3>What are the main state aid programs for vulnerable families?<\/h3>\n<p>Social Prosperity transfers (Citizen Income, VAT Refund, Colombia Mayor, Youth Income) and housing support (Mi Casa Ya, rental subsidy). Almost all of them depend on your classification in the Sisb\u00e9n IV.<\/p>\n<h3>Do I have to sign up to receive them?<\/h3>\n<p>In most cases, there is no open enrollment: the government uses the Sisb\u00e9n system and other registries to target beneficiaries. What you can do is keep your Sisb\u00e9n survey updated with your current situation.<\/p>\n<h3>How do I avoid subsidy scams?<\/h3>\n<p>The government never charges for providing subsidies and never asks for your bank password via WhatsApp. Official websites end in .gov.co. If you have any doubts, consult only the program&#039;s official channel.<\/p>\n<h3>Where can I verify the official information for each program?<\/h3>\n<p>On official websites: <a href=\"https:\/\/prosperidadsocial.gov.co\" rel=\"noopener\" target=\"_blank\">socialprosperity.gov.co<\/a> para las transferencias, la <a href=\"https:\/\/ventanillasocial.dnp.gov.co\/\" rel=\"noopener\" target=\"_blank\">DNP Social Window<\/a> para tu clasificaci\u00f3n en el Sisb\u00e9n y el RUI, y <a href=\"https:\/\/www.minvivienda.gov.co\/\" rel=\"noopener\" target=\"_blank\">minvivienda.gov.co<\/a> para vivienda.<\/p>\n<h3>\u00bfLas ayudas del gobierno se piden todas en una sola p\u00e1gina?<\/h3>\n<p>No. Cada programa tiene su entidad y su canal: Prosperidad Social para las transferencias, el DNP para el Sisb\u00e9n y el RUI, Colpensiones para BEPS, y Minvivienda o tu caja de compensaci\u00f3n para vivienda. Desconfi\u00e1 de cualquier p\u00e1gina que prometa \u00abtodas las ayudas en un solo formulario\u00bb, y mucho m\u00e1s si te cobra por llenarlo.<\/p>","protected":false},"excerpt":{"rendered":"<p>Clear map of state aid and subsidies in Colombia: Sisb\u00e9n, Citizen Income, VAT, Colombia Mayor, housing and how to avoid scams.<\/p>","protected":false},"author":1,"featured_media":2560,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[17],"tags":[],"class_list":["post-2518","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-subsidios-ayudas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ayudas del gobierno en Colombia: subsidios del Estado 2026<\/title>\n<meta name=\"description\" content=\"Qu\u00e9 ayudas del gobierno hay 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