{"id":2947,"date":"2026-08-05T11:30:34","date_gmt":"2026-08-05T16:30:34","guid":{"rendered":"https:\/\/hepacom.org\/casa-milagro\/"},"modified":"2026-08-05T11:30:34","modified_gmt":"2026-08-05T16:30:34","slug":"casa-milagro","status":"publish","type":"post","link":"https:\/\/hepacom.org\/en\/casa-milagro\/","title":{"rendered":"Miracle House: What we know about the program that replaces My House Now"},"content":{"rendered":"

We received a screenshot via WhatsApp on Saturday: a form promising a "guaranteed spot at Casa Milagro" for twenty thousand pesos. The family who contacted us wasn't asking if the program was good, they were asking if they could register yet. We're responding to you the same way we responded to them. Miracle House<\/strong> This is the housing program that the incoming government announced to replace Mi Casa Ya, but as of today, August 5, 2026, it has no decree, no published requirements, and not a single open registration form. Anyone charging you to enroll today is robbing you.<\/p>\n

What is Casa Milagro and what is known about it to date?<\/h2>\n

Casa Milagro (Miracle House) is the name Jaime Andr\u00e9s Beltr\u00e1n, the designated Minister of Housing, gave to the program the new government would use to replace Mi Casa Ya (My House Now) in an interview with Caracol Radio. His proposal combines a government subsidy, a loan from a bank or the National Savings Fund, and interest rate relief, along with a program to improve existing homes and another to legalize neighborhoods. The formal announcement was scheduled for [date missing]. August 7, 2026<\/strong>, on the day of the government's inauguration.<\/p>\n

That's all we can say for sure. The rest of what you're seeing on social media, with amounts and registration dates, didn't come from any official body: those are statements from an official who hasn't even taken office yet, not a regulation that grants you any rights. That difference is what determines whether you lose money this month.<\/p>\n

What's confirmed about Casa Milagro and what's not yet?<\/h2>\n

We separated, point by point, what is supported by evidence from what remains uncertain. This is the table we would have liked to find when we received the screenshot.<\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n\n
Program point<\/th>\nWhat is known as of August 5, 2026<\/th>\nState<\/th>\n<\/tr>\n<\/thead>\n
Which replaces Mi Casa Ya<\/td>\nThe designated Minister of Housing said this on Caracol Radio.<\/td>\nPublic statement, not rule<\/td>\n<\/tr>\n
Date of official announcement<\/td>\nAugust 7, 2026, with the inauguration of the government<\/td>\nAnnounced<\/td>\n<\/tr>\n
Components<\/td>\nSubsidies, credit, interest rate relief, home improvements, and neighborhood legalization<\/td>\nDescribed, but not regulated<\/td>\n<\/tr>\n
Interest rate "up to 2 %"\u00ab<\/td>\nMentioned by the designated minister in the same interview<\/td>\nWithout a decree: it is not a current rate today.<\/td>\n<\/tr>\n
Subsidy amount<\/td>\nNo figures have been published<\/td>\nUndefined<\/td>\n<\/tr>\n
Requirements, score and income cap<\/td>\nNo conditions have been published<\/td>\nUndefined<\/td>\n<\/tr>\n
Budget and source of funding<\/td>\nReported as a topic still under discussion with the Treasury<\/td>\nUndefined<\/td>\n<\/tr>\n
Registration and platform<\/td>\nThere is no channel available.<\/td>\nIt doesn't exist.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

Prepared on August 5, 2026, based on statements made by the designated Minister of Housing to Caracol Radio., collected by El Universal<\/a>, and with verification from the official portal of Ministry of Housing<\/a>, which the program does not mention to date.<\/em><\/p>\n

What happens to Mi Casa Ya in the meantime?<\/h2>\n

The "Mi Casa Ya" program remains the one listed on the Ministry of Housing's website, with its current process: Sisb\u00e9n classification, not owning a home, and applying through a financial institution. The problem is the limited number of available slots, because a subsidy depends on having an allocated budget, not on the program being officially open.<\/p>\n

Don't unravel what you've already built for a program that hasn't even started yet. If you've been saving or have already applied, keep going. Check the Mi Casa Ya requirements<\/a> how they are today and compare them with the other routes in our guide. housing subsidies in Colombia<\/a>. If the new program turns out to be better, you'll arrive with your paperwork ready, which is what determines who gets a spot.<\/p>\n

How to recognize those who will charge you for "registering" you at Casa Milagro?<\/h2>\n

Every time a housing program is announced, the same thing happens. Those who are already receiving payments don't wait for the decree; they jump the gun right now, when nobody knows how it's going to work and everything seems possible.<\/p>\n

\n

Golden rule: if there is no decree yet, there can be no registration. And no state subsidy in Colombia is paid for in order to receive it.<\/p>\n<\/blockquote>\n

Be wary of anyone asking for money to "reserve your spot," forms requesting your ID and full bank details, groups claiming to have "the filtered list," and websites with names similar to official ones. No legitimate organization will ever contact you first via WhatsApp to register you. If you want to see how these scams operate step by step, we break it down in [link\/section\/etc.]. subsidy scams<\/a>.<\/p>\n

Mistakes that we are already seeing these days<\/h3>\n