Miracle House: What happened to the program after the earthquake

The question we received most frequently in the foundation's email this week was not whether Miracle House That's good. It was because the name didn't appear anywhere when you searched for it on the Ministry's website. That changed on September 9th: the Housing Minister announced My Miracle House like the program for low- and middle-income families to buy their own homes. It's not the same as Miracle Home, The reconstruction component of Plan Milagro following the August 10 earthquake. Neither program has open registration or published requirements, and the entry point is not a form.

What happened to Casa Milagro after the August 10th earthquake?

In July, the then-designate Minister of Housing described "Casa Milagro" (Miracle House) as the program that would replace Mi Casa Ya (My House Now), combining subsidies, credit, and interest rate relief. That remained just a statement. Then came the August 10th earthquake, and the government reorganized its entire housing policy around the emergency.

On August 13, President Abelardo De La Espriella read the report from the National Unit for Disaster Risk Management to the media: 44,936 families affected, 281 dead, 3,971 injured, 379 missing, 10,677 homes destroyed and 65,841 homes damaged. That's the cutoff date, and the figures continue to change with the census.

A day later, the Ministry published the plan's main pillar, and that's where the official name appears. The statement says that "reconstruction will begin under the Miracle Housing program," in conjunction with Camacol to identify completed Social Interest Housing projects ready for immediate delivery, improvements for houses with repairable damage, and a special component for rural families.

Until August 24, no statement from the Ministry used the expression "Casa Milagro" (Miracle House). It appeared for the first time on September 9, as My Miracle House, in the list of six housing programs for the four-year period The minister presented the form to the Senate plenary session with a single line of description and no requirements, amounts, or dates. We mention this because much of the internet continues to publish requirements and dates that no entity issued, and that's where the fake forms originate.

What are the requirements for Casa Milagro?

There are currently no published requirements. Neither the Ministry of Housing nor the Presidency has issued any regulations establishing Sisbén scores, income limits, subsidy amounts, or property ownership requirements for the Mi Casa Milagro or Vivienda Milagro programs. The only defined requirement is the order: first, a house-by-house technical assessment, and then the aid is allocated based on that assessment. Any list of requirements you may see circulating did not originate from any official entity.

Yes, there is something the government has already enabled that almost no one is talking about. Decree 1261 of August 19, 2026 He declared a State of Economic, Social, and Ecological Emergency for thirty calendar days in Antioquia, Caldas, Cauca, Chocó, Quindío, Cundinamarca, Risaralda, Huila, Valle del Cauca, Tolima, Putumayo, Norte de Santander, Bolívar, Nariño, and Sucre. Among the powers granted is the authority to lift, with the force of law, the limitations of Laws 3 of 1991 and 2079 of 2021: that the The Family Housing Subsidy is received only once in a lifetime.

In real life, that means a family that had already received a subsidy and lost their home in the earthquake could be eligible for one again. And there's a pre-earthquake basis: the Law 2597 of July 9, 2026 The law already recognizes the right to apply for the Family Housing Subsidy a second time to those who received it and lost their home due to a natural disaster, a public calamity, or a state of emergency. What remains are the conditions: the law gave the government up to six months to regulate the criteria, and the loss must be proven as total or as one that renders the house uninhabitable.

Are registrations for Casa Milagro open yet?

No. As of September 15, 2026, there is no platform, form, or registration window for Mi Casa Milagro or Vivienda Milagro. On September 14, the Ministry He warned about a fake program, "My Mobile Home"«, who charges for services in their name, and reminded everyone that their programs are only accessible through official channels and free of charge. The reconstruction plan is in its first phase, focused on assistance and evaluation, and the Ministry has set a goal of completing it by September 30th. Anyone offering to register you today, whether for free or for a fee, is asking for your information for something else.

A family does not enter the program by registering online: it enters by being registered in the census and technical diagnosis which are established by the mayor's office and the governor's office. Support is allocated based on this profile, starting with rent. We explain this process step by step in our guide to housing assistance for earthquake victims.

In what phases will the Miracle Housing be delivered?

The Ministry published the schedule on August 19. On September 2, before the Seventh Committee of the Senate, The minister adjusted it: the second phase is already underway, running simultaneously with the first, and is scheduled to last nine months. This table outlines what has been announced and what your family can do in each phase.

The materials bank for the first phase is delivered through the municipalities and the governorships, and the third phase includes the special component for rural families, with alliances announced with the National Federation of Coffee Growers, palm and cocoa guilds and the Agricultural Bank.

Prepared on August 24, 2026 with official statements from the Ministry of Housing of August 14 and from August 19, 2026, and updated on September 15 with what the minister reported to the Senate on September 2. The times are those announced by the entity and may change.

How do I apply to Casa Milagro?

It cannot be applied for online or via WhatsApp. Applications are submitted through the local registry and a technical assessment. These steps depend on your family's current situation and apply to all three phases.

1. Check with the mayor's office that your home was included in the census of those affected and ask for proof.
2. Make sure that the technical visit to your home was recorded, with the result of whether it is habitable, repairable or not recoverable.
3. I gathered the property documents: deed, promise of sale, proof of good possession or service receipts.
4. If you're paying rent off the books, keep the receipts. The rental assistance program is administered by the UNGRD based on the needs identified by the regional governments, with an allocated budget of one hundred billion pesos.
5. Ask about the relief on utility payments announced by the Government and check how it works. public utility subsidy.
6. Keep your Sisbén survey updated, because when the subsidy decrees are released, the classification will matter.

If your municipality isn't in one of those fifteen departments, don't rule yourself out. Decree 1261 covers the municipalities included in the UNGRD report and also "other municipalities for which a specific impact can be demonstrated precisely." This is demonstrated at the mayor's office with the damage report.

Mistakes that are costing families money this week

• Paying to "secure a spot" at Casa Milagro: There is no quota to guarantee because there is no regulated program or list of beneficiaries.
• Being left out of the census: It is the most expensive mistake, because what comes next is allocated on that basis and not on whoever insists the most.
• Submit your ID and bank details on a social media form: With that information, people are impersonated and loans are requested in your name.

No organization will contact you first via WhatsApp, and you don't pay to receive any government subsidy. We break down how these scams operate in the following sections. subsidy scams.

What happens to Mi Casa Ya and the subsidy you already received?

My House Now is still published on the portal of Ministry of Housing with its usual route: Sisbén classification, not being a property owner, and application through a financial institution or compensation fund. No regulation has repealed it. You can compare it with the other routes in our guide. housing subsidies in Colombia and look at the Mi Casa Ya requirements how they are today.

If your goal is to repair the house that's still standing, your phase is the second one and your route is the one to follow. home improvement. Don't abandon a process you already had underway for a program that hasn't even started yet: if the new one turns out better, you'll arrive with the paperwork ready, and that's what determines who succeeds.

How does Hepacom support you?

At the Hechos Para la Comunidad Foundation, we don't provide subsidies, we don't handle paperwork, and we never charge for guidance. We'll review the regulations with you as soon as they're published, check if your household qualifies, and help you prepare the application without you having to pay an intermediary. Write to us at donaciones@hepacom.org or visit [website address missing]. contact us.

We say this because it's our reason for being: the point isn't what show is playing this week, it's that your family has a safe roof over their head again. An earthquake doesn't change or postpone that right, and the decent housing You continue to defend yourself with what is already within your reach.

Frequently Asked Questions about Casa Milagro

Are My Miracle House and Miracle Housing the same program?

No. My Miracle House It is the program that the Ministry of Housing announced on September 9, 2026, to help middle and low income families buy their own homes. Miracle Home It's about rebuilding the houses damaged by the earthquake. There are no requirements or registration for either program: if a website offers "registration for Casa Milagro," it's not affiliated with the organization.

When does Casa Milagro start?

It depends on which one. There's no date set for Mi Casa Milagro: it was announced on September 9th without requirements or a timeline. The reconstruction of Vivienda Milagro is the third phase, and the Ministry estimates it will take between two and four years. The assistance and evaluation phase ends on September 30, 2026, and the recovery phase, with improvements and rentals, has already begun and is scheduled to last nine months.

Do I have to pay anything to access Casa Milagro?

No. State aid is free, and your local municipality handles the registration. If someone charges you to register or to appear on a list, it's a scam, and you can report it.

If I've already received a housing subsidy before, can I receive another one?

Yes, there can be a second time. Law 2597 of July 9, 2026, recognizes the right of those who lost their homes due to a natural disaster, a public calamity, or a state of emergency to reapply for the Family Housing Subsidy. There is no call for applications yet: the government has up to six months to establish the criteria, and the loss is verified through the census and a technical visit.

What happens if my municipality is not included in the emergency decree?

The decree covers fifteen departments, but leaves the door open to other municipalities that demonstrate concrete damage from the earthquake. This is demonstrated by reporting the damage to the mayor's office and being included in the census.

Last updated: September 15, 2026. Sources for this update: the Law 2597 of July 9, 2026, the statements from the Ministry of Housing of September 2, of the September 9 and from September 14, 2026; the President's statement of August 13, 2026 with the UNGRD report, the statements from the Ministry of Housing on August 14 and 19, and the Decree 1261 of August 19, 2026. We will revisit this content when the requirements for Mi Casa Milagro or the regulations for the second application period are published.

Information guide published by the Hechos Para la Comunidad Foundation (NIT 900.841.914-1). The process is handled by the official entity. Verify on the official channel. Hepacom does not charge or process payments. Earthquake figures change with the census, and program conditions change by regulation: consult the current information at minvivienda.gov.co.