How to finance your home: mortgage loan, rates, FNA, severance pay, leasing and down payment.
Housing leasing: what it is according to the Financial Superintendency, how the monthly payment is calculated, who can apply for it, and how to exercise the purchase option.
Bancolombia mortgage loan: how much it finances (80% VIS / 70% No VIS), terms in pesos and UVR, minimum income from 1 SMMLV and the step by step to apply.
What is a mortgage and how does it differ from a home loan? The guarantee on your home, how it's established in Colombia, and how it's paid off.
Davivienda mortgage loan: what it finances (up to 80%), term, age and income requirements, and how to apply step by step. Official guide 2026.
BBVA mortgage loan: what it finances, how much it lends, what requirements it asks for, how to apply step by step and how to combine it with the Mi Casa Ya subsidy.
What is a mortgage loan, how does it work, how much does the bank lend, what requirements do they ask for, and how to combine it with subsidies and severance pay to buy a home.
Which bank offers the cheapest mortgage in Colombia? We compare rates by bank in 2026 using data from the Superintendency of Finance for your home.
Compare mortgage interest rates in Colombia in 2026 by bank and type of housing (VIS and No VIS) and learn how to get a lower payment.
Use our mortgage simulator to estimate your monthly payment based on the loan amount, interest rate, and term. Includes a calculator and examples in pesos.
Want to buy your first home in Colombia but don't know where to start? This guide takes you through it step by step: saving, subsidies, credit, and signing.
Home closing costs include notary and registration fees. Find out how much they cost, who pays them, and how to budget for them before signing the deed to your house.
How to use severance pay to buy a home: legally permitted uses, required documents, and payment processing time. Your right to own your own home.