ICETEX requirements for scholarships and educational loans: who can apply, what documents to request, and how to apply without falling for scams. Scholarships, funds, and loans.
Why are mortgage applications rejected? The 5 real reasons (credit bureaus, income, the property) and what to do to get approved.
Subsidized health insurance: who is eligible, requirements, and how to enroll for free step by step in Colombia. Coverage equal to the contributory system, without paying.
Housing borrowing capacity: how much the bank will lend you, how it is calculated using the 30% of your income and how to improve it before applying for the loan.
How to get donors for a foundation in Colombia: how to build trust, where the donors are (individuals and companies/CSR) and how to ask effectively.
Renewing the registration of a non-profit organization (ESAL) at the Chamber of Commerce: what it is, the deadline, how to do it step by step, and what happens if your foundation does not renew.
RTE update for ESAL in 2026: what it is, who must do it, until when there is a deadline before the DIAN and what happens if your foundation does not update.
How to create a foundation in Colombia step by step: what it is, how many people are needed, documents, registration with the Chamber and DIAN, and annual obligations.
Sisbén Certificate: what it is, how to download it for free in PDF format from the official website, and which subsidies require it. Step by step and without intermediaries.
Housing leasing vs mortgage loan: differences in down payment, ownership and tax benefits to choose how to buy your home in Colombia.
How to register with Sisbén for the first time: request the survey at your local mayor's office, find out what documents to bring, and how to check your group. Free and without intermediaries.
Housing subsidy from the compensation fund: who can apply, how to apply step by step, and how to combine it with Mi Casa Ya. Free process, no intermediaries.